Every buyer’s situation is unique, which is why I collaborate with over 100 lenders to provide tailored mortgage solutions that fit your specific needs. Whether you are a first-time home buyer, looking to refinance, or interested in home purchases for investment, I’ll assist you in finding the best fit for your goals.
Conventional Loans – Enjoy low down payment options with the possibility of removing PMI once you build equity.
FHA Loans – Benefit from flexible credit requirements and low down payment options ideal for first-time home buyers.
VA Loans – Available for eligible veterans and active-duty service members, offering no down payment or mortgage insurance requirements.
USDA Loans – Take advantage of 0% down for buyers in qualified rural or suburban areas.
Down Payment Assistance – I have access to multiple programs, including CalHFA, to help cover your down payment and closing costs, making home purchases more accessible.
DSCR Loans – Designed for investors who qualify based on rental income rather than personal income.
Bank Statement & P&L Loans – Tailored for self-employed borrowers who utilize business income to qualify.
HELOCs & HELoans – Utilize your home’s equity for renovations, debt consolidation, or investments.
Refinancing – Lower your rate, shorten your term, or access cash from your equity.
FHA & VA Streamlines – Quick, no-appraisal refinance options with minimal documentation requirements.
With access to over 100 lenders and a variety of programs, I’ll help match you with the loan that best suits your life, ensuring you receive the necessary down payment assistance and tailored mortgage solutions.